Lifetime Finances Visualization

As discussed in Chapter 2 in the book An Engineer's Attempt to Explain Personal Finance, accounting for raises, inflation, post-retirement income, and other factors are required to properly plan finances over a lifetime. Below is a free dynamic lifetime finance planner (sometimes known as a retirement planner) to help visualize the impacts of making long-term changes. Enter the initial values in the input fields, then use the sliders to visualize how adjustments to certain factors impact lifetime financial success. For your ease of mind, your data remains stored in your browser memory and will be wiped clean with a browser refresh. The results used in the chart can be exported to a CSV file by pressing the export icon on the chart. The data used to develop the chart can also be saved as a JOSN file, and opened at a later date.

The calculations in this visualization are similar to other free retirement planning tools and include generalized assumptions for income and expenses. This tool does not account for common major changes and risks that may occur over a lifetime that ultimately impact a retirement plan. Contact a financial planner for a more robust retirement financial plan.

Mobile Phone Users: To prevent the keyboard from opening each time the slider is adjusted, touch the screen somewhere on the chart before using the sliders.

All tools are free to use and are being provided for convenience and entertainment purposes. The user is solely responsible for its use and application.